Expatriation & non-residents
Before, during and after your departure, independent advisory for French expatriates, non-residents and internationally mobile families. Offices in Paris and London.
French nationals live abroad
countries covered by our advisory
average Exit Tax avoided through early structuring
offices, Paris & London, for bilingual proximity
The reality
Expatriation is not just a move. It is a change in tax, legal and succession framework that impacts every component of your wealth: investments, property, life insurance, retirement, spousal protection.
Whether it is a professional expatriation or tax optimisation, every decision made, or not made, before departure has lasting consequences. The most costly mistakes are those made through ignorance of cross-border mechanisms.
With offices in Paris and London, Kapitalia supports French expatriates in over 20 countries, in coordination with local legal and tax advisors.
Unanticipated Exit Tax
Latent capital gains taxed at up to 30% upon departure, due to lack of prior structuring.
Unsuitable investments
PEA closed, sub-optimal French life insurance, lack of currency diversification.
Double taxation
Poorly applied tax treaties, risk of simultaneous taxation in France and the host country.
Cross-border succession
No international will, incompatible matrimonial regime, unprotected spouse.
Our expertise
Independent CIF advisor, open architecture, coordination with your local counsel in each jurisdiction.
Learn moreAnalysis of your exposure to latent capital gains, deferral strategies (contribution-sale, pre-departure gifts), and monitoring of annual reporting obligations after departure.
The Luxembourg "triangle of security" offers enhanced protection, multi-currency access and unique fiscal portability. The benchmark vehicle for mobile wealth.
REITs accessible to non-residents, multi-currency accounts, international private equity. Geographic and currency diversification tailored to your residence.
International will, matrimonial regime adaptation, cross-border beneficiary clauses. Protecting your spouse and children in a multi-jurisdictional context.
Our method
Each phase of your mobility calls for specific actions. We anticipate and coordinate them.
Comprehensive wealth assessment
Mapping of all your assets, structures, cash flows and commitments.
Departure tax simulation
Exit Tax calculation, IFI impact, tax projection in the host country.
Preventive restructuring
Contribution-sale, share donations, PEA closure, life insurance arbitrage before transfer.
Wrapper migration
Transition to portable contracts: Luxembourg life insurance, international capitalisation.
Investment management
Monitoring and managing your investments from abroad, regular reporting.
Tax compliance
Filings in your country of residence and in France (French-source income, 2042-NR form).
Property from abroad
Purchasing in France as a non-resident: mortgage, taxation, SCI, LMNP.
Family protection
Matrimonial regime, beneficiary clauses, international will, power of attorney.
Impatriate regime
Activation of partial tax exemption on impatriation bonuses (article 155 B of the CGI).
Deferred capital gains
Reintegration of capital gains in deferral, Exit Tax management upon return.
Foreign account reporting
Mandatory declaration of bank accounts opened abroad (form 3916).
Wealth reorganisation
Adapting your strategy to the French tax framework, arbitrage of international contracts.
Investments
Luxembourg life insurance
Fiscal portability, triangle of security, multi-currency, bespoke dedicated funds.
International capitalisation contracts
Fiscally neutral upon change of residence, advantageous succession planning.
REITs accessible to non-residents
Diversified rental income, delegated management, applicable tax treaty.
Wealth holding company
Centralised management of participations, tax optimisation of cash flows.
PEA
Inaccessible to non-tax residents, mandatory closure in certain cases.
LEP
Reserved for French tax residents, closure upon departure.
Individual PER
Limited deductibility outside France, unfavourable exit taxation for non-residents.
Livret A beyond the cap
Can be maintained but insufficient yield, no wealth strategy.
Destinations
Each destination has its own tax specificities. We master them.
Tax status
Your tax status under article 4B of the CGI determines your entire wealth strategy.
French tax resident
Non-tax resident
Testimonials
FAQ
30-minute free diagnostic, no commitment. Whether you are leaving, already abroad, or preparing your return.
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